Understanding Reverse Mortgages From Beginning to End

This site is dedicated to the consumer. The purpose is to educate the consumer, explain consumer rights and protections in every step of a reverse mortgage from origination, servicing, default repayment plans, maturity, and foreclosure. Be in charge of your Reverse Mortgage by understanding the terms and your rights.

Frequently Asked Questions:

Do You Know 99% Of Consumers Have No Idea If A Reverse Mortgage Will Benefit Or Financially Ruin Them? LEARN what you need to know and do to make sure a Reverse Mortgage is "right" for you. Learn More...

Once you have a reverse mortgage your loan will be sold or handled by a loan servicer where you are a loan number and property address.  Servicing should be the smooth part of the loan process but often is where the trouble begins. Learn More...

Do you know about 50% of Non-Borrowing Spouses do not meet the requirements to remain in their home for life and will face foreclosure? LEARN: What to do now to meet the requirements when the Borrowing Spouse dies and avoid foreclosure. Learn More...

There are 17 legal triggers to default.  The most common being the death of the Borrower, tax and/or insurance defaults, or occupancy reasons.  Wrongful foreclosures happen with Servicer violations of federal regulations, consumer  protections, and State Laws. Learn More...

Understanding the few regulatory rights and options the consumer has. Common Servicer violations of federal regulations, consumer protections and State Laws Non-Borrowing Spouse Application and Assignment to HUD Help Programs for Tax, insurance, or HOA Defaults. Learn More...